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Office: 269.983.2212

Fax: 269.983.4737

800 Port Street

Suite D

St. Joseph, MI 49085

jhartwell@hartwellcompany.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Hartwell & Company, a registered investment advisor and separate entity from LPL Financial.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.

For more information see Hartwell & Company's filed ADV Part 2A Brochure.